Here is the thing, there are a lot of things you need to ask from a mortgage broker to know things, such as:
- Are you getting help from the right mortgage broker?
- Are you getting the best available option for your mortgage loan?
- Is this path best for you to take
And other questions that can be best answered if you ask questions to your mortgage broker Melbourne.
Best questions to ask a mortgage broker
There are good questions to as your mortgage broker, these are:
“Can you give me good bank or financial institution mortgage loan deal”
Surely important, when you get a mortgage loan, all you want is to make sure that you are getting the best available mortgage loan in the market. Asking your mortgage broker if they can give you that, is a question that you need to ask primarily.
Where are you connected?
What banks or financial institutions are they connected with? Do they have good number of connections that will allow you not just to get good mortgage loan deal but as well as fast and sure approval.
“When can I get my mortgage loan?”
How long will the mortgage loan process may take? Setting timeline is important for mortgage loan is important. Ask for definite dates or at least a rough estimation of time.
Who are your previous clients?
Knowing the list of names of people they were able to assist, can help you better in doing a background check. Asking their previous clients directly of their experience from the mortgage broker will give you better idea whether they can help you or if they can meet your expectations.
How many clients have you served successfully?
Not just the people they were able to assist, but number of people they were able to help successfully. How many approvals of mortgage loans were they able to submit? Knowing this will give you better grasp whether they can help you or not.
Are your certified or do you have credentials?
A mortgage broker, before they can perform any mortgage broker responsibilities or duties, they need to be able to get certification or accreditation, thus asking them whether they are certified or not is a must. Do not settle for anything or anyone that may not give you certified service.
There are a lot of questions best to ask, thus if there is anything you think you need to ask that is not included above, better ask them now.